Chapter 7 Liquidation or Chapter 13 Reorganization

We have 24 years of experience handling consumer bankruptcy cases.  Our law firm files cases in the Northern District of New York and the Middle District of Pennsylvania.  Counties include:  Broome, Delaware, Chenango, Cortland, Otsego, Tioga, Tompkins, Susquehanna, Tioga, Bradford, Luzerne, Wayne, Wyoming, and Lackawanna.


All initial in office consultations are free with no obligation.

Chapter 7 legal fees can vary greatly depending on the complexity of your case.

Chapter 13 legal fees are controlled with guidelines issued by the local Bankruptcy Court. Legal fees are based on a percentage of monies funded into your Chapter 13 Plan, with a cap not to exceed a set dollar amount. As a result, use an attorney you are comfortable and confident in.

“How much does it cost to file bankruptcy?”
Filing fees are set by the Court (Chapter 7 $335.00, Chapter 13 $310.00).

Attorney Kiernan M. Crowley can meet or beat any competitors’ price!
Note: Price challenge is for legal services by an attorney practicing in the Northern District of New York.
Please provide written proof of competitors’ quote. Most clients discover our initial fee quotes are lower than competitors.

Be cautious of advertising providing for low flat rate fees. Normally these are document preparation services or document packages without legal representation and no legal advice.


With years of experience, attorney Kiernan M. Crowley understands that the last thing that anyone wants to do is meet with a bankruptcy attorney. Understanding and compassion for clients is knowing that most people find themselves in financial trouble as a result of circumstances beyond their control. Medical bills, divorce, job loss and fixed income are the most common examples.

In today’s poor economy, people from all walks of life are finding it difficult to make ends meet. Incomes are stagnant, while taxes, utilities and food are on the rise.


Deciding to file for bankruptcy is a difficult decision. Attorney Kiernan M. Crowley believes the proper timing is a critical component in deciding when and whether to file bankruptcy. Always work from a position of strength. Know what your legal rights are. Proper planning and timing can save clients money, protect assets from creditors and stop harassment.


Contact us for your consultation!

Let us know how we can help you. All correspondence is confidential.

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